Negative Gearing Property Investment Guide Australia

Negative gearing occurs when the deductible costs of owning an investment property (interest, property management, council rates, repairs, depreciation) exceed the gross rental income generated by the property.

Tax Deductibility of Rental Losses

In Australia, net rental losses can be offset directly against your other assessable income (such as salary or business income), reducing your overall income tax bill at your marginal tax rate.

Calculate Your Investment Property Cash Flow

To model your net holding costs, tax refunds, and long-term capital growth, use our free Negative Gearing Calculator and Property Investment Calculator.