Family Tax Benefit Calculator Australia (2026–27)
Calculate your Australian Family Tax Benefit Part A and Part B fortnightly payment entitlements, annual end-of-year supplements, and income test cut-offs under Services Australia rules for 2026–27.
1. Family Income & Children Details
$12,279 / yr
Approx. $471 per fortnight.
FTB Component Breakdown
FTB Part A (Annual): $12,279
FTB Part B (Annual): Not calculated
1. The Australian Family Tax Benefit Framework (2026–27)
Family assistance in Australia is administered by Services Australia under A New Tax System (Family Assistance) Act 1999.
Understanding how FTB Part A and Part B income tests, maintenance income testing, and end-of-year supplements interact ensures eligible families maximize financial assistance while avoiding debt balancing overpayments.
2. Combined Family ATI Income & FTB Payment Benchmarks
| Family ATI Combined Income | Children Profile | FTB Part A (/fn) | FTB Part B (/fn) | Annual Supplement Bonus |
|---|---|---|---|---|
| $55,000 combined ATI | 2 children under 13 | $470.96 / fn estimate | Not calculated | Not included |
| $85,000 combined ATI | 1 under 13; 1 aged 14 | $420.21 / fn estimate | Not calculated | Not included |
| $115,000 combined ATI | 3 children under 13 | $354.57 / fn estimate | Not calculated | Not included |
| $45,000 combined ATI | 1 child under 13 | $235.48 / fn estimate | Not calculated | Not included |
3. The Mathematics of Income Taper Reductions & Supplements
Fortnightly FTB Part A Payment (FTBA_fn) for maximum rate (Max_rate), combined income (ATI), lower threshold (T_low), and taper rate (20c) is:
Example Calculation ($85,000 Combined Family ATI, 2 Children Aged 4 & 8):
- Maximum FTB Part A Base Rate: $235.48 × 2 = $470.96 / fortnight ($12,278.60 / year).
- Income Taper Reduction ($85,000 vs $69,131 threshold): ($85,000 - $69,131) × 20% = $3,173.80 reduction / year.
- Payable FTB Part A = $12,278.60 - $3,173.80 = $9,104.80 / year ($349.23 / fortnight).
4. Step-by-Step Guide to Calculating Family Tax Benefit
Estimate Combined Family Adjusted Taxable Income (ATI)
Sum taxable income, reportable fringe benefits, and net rental losses for both partners.
Input Number of Dependent Children & Their Ages
Enter ages of dependent children (0–12, 13–15, 16–19 secondary students).
Input Annual Child Support Received (Maintenance Income)
Declare child support amounts received to apply the Maintenance Income Test.
Calculate FTB Part A, FTB Part B & End-of-Year Supplements
Apply income test tapers (20c and 30c per $) to calculate fortnightly payments.
Lodge Claim via myGov & Confirm Child Immunisation Status
Submit FTB claim in myGov; ensure AIR immunisations match "No Jab, No Pay" rules.
5. Family Tax Benefit Mistakes & Checklist
Underestimating Secondary Earner Income for FTB Part B
Under-estimating the secondary partner’s earning by $10,000, triggering FTB Part B debt recovery at tax balancing time.
Failing to Update Immunisation Records on the AIR Register
Missing an overdue vaccination, causing Centrelink to withhold 100% of end-of-year FTB supplements.
Not Declaring Child Support Received for Maintenance Income Tests
Omitting maintenance income, leading to automatic data-matching debts with Child Support records.
Delaying Annual Tax Return Lodgment Beyond 12 Months
Failing to lodge tax returns within 12 months after 30 June, forfeiting all FTB end-of-year supplement entitlements.
Family Tax Benefit Compliance Checklist
Australian Immunisation Register (AIR) Status Verification
Check Medicare myGov account to verify child immunisations match the AIR schedule.
Family Income Estimate Accuracy Audit
Keep ATI estimates in myGov accurate to prevent end-of-year debt balancing recovery.
Secondary Student Study Activity Confirmation
Confirm full-time secondary study enrollment in myGov for children aged 16–19.
Annual Tax Return Lodgment Timing Compliance
Lodge annual tax returns before 30 June of the following financial year to receive supplements.
6. Annual FTB Claim & Tax Balancing Lifecycle Timeline
Initial FTB Claim Submission via myGov
Lodge combined FTB Part A and Part B claim online in myGov Centrelink portal.
Fortnightly FTB Direct Payment
Receive combined FTB Part A and Part B fortnightly payments directly into bank account.
Income Estimate & School Status Updates
Update family income estimates or secondary student study status when changes occur.
Annual Income Reconciliation & Supplement Payout
Lodge tax returns; Centrelink reconciles actual income and pays lump-sum supplements.
Disclaimer: 2026–27 standard Part A estimate only. Assumes full care, eligible children, no maintenance-income reduction and no income-support exemption. Children aged 16–19 must meet secondary-study rules. Part B, supplements and Rent Assistance are excluded; family status alone cannot determine Part B.
Frequently Asked Questions (FAQ)
What is the difference between Family Tax Benefit Part A and Part B in Australia?
FTB Part A is paid per child based on total combined family income to assist with general raising costs. FTB Part B provides extra assistance to single-parent families, non-parent carers, and couple families where one parent is the primary earner.
What are the FTB Part A maximum fortnightly payment rates in 2026–27?
Maximum fortnightly rates include: $235.48 / fn for each child aged 0–12, $306.46 / fn for each child aged 13–19 (in secondary study). Families earning under ~$69,131 receive maximum FTB Part A.
How does the Maintenance Income Test (MIT) affect FTB Part A?
Child support payments received above the Maintenance Income Free Area (~$2,080.50/yr) reduce your FTB Part A by 50 cents for every dollar of child support received above the threshold.
What are the End-of-Year FTB Supplement payments?
Supplements are assessed after balancing and are excluded here. Part A supplement has an $80,000 family income limit; other eligibility and reporting requirements also apply.
What is the "No Jab, No Pay" rule for Family Tax Benefit Part A?
Immunisation and Healthy Start for School requirements can affect Part A payment rates. Check Services Australia for the requirements and any applicable exemptions.