Privacy Policy

1. Overview & Privacy by Design

AussieSpot (https://aussiespot.com) provides free financial calculators, tax tools, mortgage estimators, and business planning resources specifically built for Australian taxpayers and households.

We operate under a fundamental Privacy by Design principle: our calculators are engineered to execute arithmetic logic entirely within your web browser using client-side JavaScript. This ensures that any sensitive financial variables you enter—including annual salary, tax deductions, mortgage balances, HECS debt, or investment returns—remain strictly on your device.

2. Information We Do NOT Collect

Unlike many financial portals, we do not require account registration or collect confidential financial profiles. Specifically, we do not collect, process, or store:

• Tax File Numbers (TFNs) or Australian Business Numbers (ABNs).
• Bank account numbers, BSBs, credit card numbers, or transaction logs.
• Calculated take-home pay, taxable income amounts, or tax return estimates.
• Mortgage balances, property addresses, or loan underwriting details.
• Superannuation balances or employee payroll figures.

3. Information We May Collect

We only collect personal information when you knowingly and voluntarily provide it to us:

4. Cookies & Local Storage

AussieSpot uses minimal browser local storage and essential cookies strictly to support site functionality:

• Theme Preference: Storing whether you have selected Dark Mode or Light Mode so your preference persists across page navigations.
• Form Interaction: Ensuring contact form state and CSRF tokens operate reliably during your session.

You can configure your web browser to block or delete cookies at any time. Doing so will not affect your ability to use any of our financial calculators.

5. Third-Party Service Providers

We engage trusted third-party providers to support essential infrastructure:

• Formspree: Facilitates secure routing of voluntary contact inquiries to our support inbox.
• Vercel & Content Delivery Networks (CDNs): Provide high-availability cloud hosting, DDoS mitigation, and edge caching.

These service providers are bound by strict confidentiality and data protection agreements and are prohibited from using your data for any unauthorized purpose.

6. Australian Privacy Principles (APPs) & Your Rights

Under the Australian Privacy Principles, you have rights regarding any personal information we hold about you:

• Access: You have the right to request access to any personal information (such as past email correspondence) we hold about you.
• Correction: You may ask us to correct or update inaccurate contact information.
• Deletion: You may request the permanent deletion of any past support emails or contact submissions.

To exercise any of these rights, please contact our team at support@aussiespot.com. We will respond to your request within 30 business days.

7. Data Security

We implement industry-standard technical measures to protect our website, including modern TLS/HTTPS encryption across all endpoints, strict HTTP security headers, and regular dependency audits.

8. Changes to this Privacy Policy

We may update this Privacy Policy periodically to reflect changes in Australian legal regulations, new calculator features, or operational practices. The updated version will be indicated by the "Effective Date" at the top of this page.